now browsing by author


What is Pair Trading?

There are many ways to make money in stocks, one such technique is called pair trading. Pair trading has been used by institutional investors and major investment banks since its start in the 1980s.  Having the potential to achieve profits through nearly low-risk positions and from any market conditions, such as uptrend, downtrend, or even a sideways movement.

The pair trading technique is a market-neutral trading procedure, which matches a long and a short position in a pair of stocks that are in the same sector. So what is pair trading exactly the short definition is the purchasing of one stock while selling another that is in the same sector. There is however a bit more to it than just the buying and selling of stocks. Pair trading makes use of under-performing stocks, meaning a stock that is not selling as well as another.

The objective is to match two highly-correlated stocks, betting that the spread between the two will converge at some point. The discrepancy between two stocks may be cause by many things such as large buying and selling for a stock, temporary supply and demand, or even a reaction for some important news on a company.

Traders look at stocks in the same sector like General Motors (GM) and Ford (F) or Wal-Mart and Target, finding the two that are most correlated to each other in movement.  To make pairing easier the two should have something in common whether sector or asset.

Next they will confirm the correlation with charts determining if they do move together. Doing this can be done with a correlation coefficient. there are online tools that can be searched for that will yield a “correlation coefficient calculator” as well as Excel has a “CORREL” function that will help to perform the calculations needed, and still yet some platforms provide a technical indicator that helps with this as well.

Finally before they can be bought and sold a price ratio or (relative performance )chart must be created. This is a chart of both of the stocks plotted together, it measures the deviation from the mean or normal spread in the pair. Some have a technical indicator that will help to figure this out others can use a average and standard deviation formula in Excel.

Once this chart has been plotted then the traders will look at the deviations in the stocks when the ratio moves from the mean they will go long (buy) on the lagging or underpriced stock and short (sell) on the overpriced stock.  The money made from selling the overpriced stock can fund buying the underpriced stock.

There are many strategies in pairs trading such as Standard deviation, spread price, price ratio, and percentage divergence. Each of these have the same base for pairs trading were they differ is in the method used in determining the price ratio.

The real question is when to jump in, and when to exit for both profit and loss depending on the standard deviation excursions.

Honeywell Thermostat RTH7600D Review

Honeywell Thermostat RTH7600D

Honeywell Thermostat RTH7600D Review

The Honeywell Thermostat RTH7600D is a programmable 7-day touchscreen thermostat, like most of Honeywell’s products this one is made for ease of use, and do it yourself installation. It has many features built into it including a backlit display and filter monitoring. This thermostat will help you to keep your home heated/cooled easier without having to constantly change your thermostat manually. Just program what temperature you want it at during what time of day and leave it alone.

When compared to other thermostats and models of this type the Honeywell Thermostat RTH7600D it is reasonably priced, targets a wide range of cycles for your heating and cooling needs, is easy to install, and will save you money in the long run. Anyone that is looking to save money on their heating and cooling bill, that is having a problem reading their thermostat because of those tiny numbers will benefit from this thermostat.

Honeywell wants to make their customers lives easier, their overall quality of life and with the Honeywell Thermostat RTH7600D it is just one of the ways they have tried to achieve their goal. This easy to use Programmable thermostat solves some of the problems that plague customers with certain models of commercial thermostats today.  It is packed full of features that customers will love.

The Honeywell Thermostat RTH7600D includes features such as an easy to use straightforward touchscreen display. This feature is appealing to customers since most like simple operation, and programming instructions for complex items like this. It also includes a backlit display for those dimly lit hallways, rooms, and areas that it may be installed in. It has the ability to possibly save you up to 33% on your heating and cooling bills each year, depending on your geographical location (only if it is programmed as directed).  You can program your thermostat for 7 different days and for different times of the day. Want it 68 degrees while you sleep and 72 when you get up? This thermostat can make sure that happens. It can even be programmed to have no heat or air when you’re at work.

Never worry about remembering when to change your filters again the Honeywell Thermostat RTH7600D has a filter change reminder built in. It’s time is set permanently so that you won’t have to worry about setting it again if your power fails, or even during Daylight savings time. It is compatible with many heating /cooling and heat pump systems, however, it does not work with electric baseboards that are 120-240v. It even comes with a 1 Year limited warranty.

Another great feature that the Honeywell Thermostat RTH7600D has it’s the ease of installation, the manual tells you clearly how to wire it.  The wires are labeled with marked stickers to show you exactly were to attach what wire to.  You have wired or battery powered options.

The Honeywell Thermostat RTH7600D’s feature of auto-change from heat to cool this works well especially in areas of the world that may have really cool days one day and really warm days the next. It will save you on heating and cooling bills that way without having to switch it back and forth manually you will have it on a gradual heat up or cool off for those days instead of a major spike of heat up or cool down.

What are the Pros and Cons of owning a Honeywell Thermostat RTH7600D? There are a few of them.

The Pros are a bit more than the Cons:

  • Able to customize your household heating/cooling for 7 days for 4 different periods per day.
  • Has a choice of either being powered by wire or 2 “AA” batteries. Even has a low battery indicator if using a battery
  • Its Smart Response Technology keeps you from having to manually adjust it allowing you to pre-heat/cool your home within 1 degree of your programmed choice.
  • Compatible with Most heating/cooling and heat pump systems
  • Green System – it will allow you to save energy up to 33 percent if used properly.
  • Your settings are maintained even if you have a power outage
  • Clock is maintained even with Daylight savings time which is an option.
  • Has a 1-year limited warranty

Not many Cons:

  • Not compatible with electric heat baseboards that are 120 to 240 volts
  • Advanced programming uses codes not words but the manual explains these codes clearly.
  • Backlight doesn’t seem easy to turn on for some
  • Does not have a vacation mode.

Consider owning this product if your wanting to go Green and save energy and money on your heating/cooling bill.  If you want a really compatible thermostat for single stage, multi-stage or even pump heating and cooling.  Since it is not compatible for electric heat baseboards that are 120 to 20 volts it is not recommended that you try and buy it for one.

But where can buy the best commercial thermostat online for the lowest price? Searching around you compare models find many places like Nextag and many more that offer this thermostat for a low price.

Many customers have been very happy with particular model of Honeywell touchscreen thermostat. Stating that it is a great model, it has cool features, easy to install if you pay attention to the instructions, and easy to adjust. The only reviews that some, customers seem to have a problem with is the backlight and not being able to adjust the brightness or how long it stays on.

If you’re still wondering if you should buy this product go over its stats and other information here at the Honeywell site itself.

Also to help you decide on buying the product here are a few customer reviews as well. These are some reviews from real customers. Hopefully by reading some of these reviews you will be able to make up your mind on whether this particular commercial thermostat is the one that will suit your needs.

“Full featured but not perfect” Wayne

“Honeywell RTH7600D Touchscreen 7-Day programmable Thermostat review”

“Honeywell programmables are the Cadillac of tstats” SirWired

Storm Shadow’s Jewelry Now Open

Looking for just the right piece of jewelry to wear look no further Storm Shadow’s Jewelry has it.

We have all kinds of handmade beaded and gemstone items from Turquoise to Malachite and many others.
stop by and take a look. We will have special pieces each month or holiday too.

We have many pieces to offer and more and more are being added each and every day.

Back to work looking for clients etc…

Since my mother passed away I haven’t worked much if at all, so now I am actively looking for new clients again. Clients that need books reviewed, articles written and etc. To pay the bills you gotta work and to work you gotta have clients which help you make money.

I will now be adding in a new section to my work day, jewelry making so hopefully I can get that business up and off the ground too. I will be taking orders for special made items as well as just selling what I already have made from my Mother’s stash and what I make. I have posted pictures of some of the jewelry already on Google+ and Facebook and gotten positive reactions for them and so when I start to actually sell them I hope they do sell well. I am hoping that I will start selling within the month and by next month as well. I will also graduate to handmade objects also.

The jewelry I make is handmade some are American Indian style others are just interesting. I can make them in all colors and not just for women either.

Contact me for a quote on my services or for jewelry orders.

New Book Review: The Disappearance by Susan Berliner

I have written up a new book review this one is for The Disappearance by Susan Berliner. You can read it here. I hope you enjoy it just as much as I did.


You are loved and missed Mom!

mom 2001 memorialI last physically saw my mother in June of 2012. I went out to Arizona to see her, because we learned that she had contracted a rare strain of cancer, and the node was resting on her carotid artery. This same strain of cancer took my great-great-grandmother from us many years ago.

Since my visit we only were able to talk through texts and our Google Hangouts had to stop because I couldn’t understand her whispering voice. She was getting weaker but by the middle of this year we learned the cancer was gone and she was starting to recover.

So when my mother passed away in her sleep on October 25th, 2013 it was a surprise to us all. We were caught unprepared and we had no plans in place or funds set aside.

My two younger brothers have had a separate life from my Mother and I, they are acting like they don’t want anything to do with her death, or even care. Which is making it harder on me.

At this point in time the funeral home is preparing to consider the body abandoned as outlined by county law in Arizona. We’re in Florida, This is being done because my brothers are not stepping up, and we don’t have the upfront money to pay for a cremation and claim the remains. Should this happen I won’t be able to claim any of her ashes, and bring her home, this would leave me heartbroken.

The cost of cremation is $2300.00 and we have no money to put towards it. Zero, zilch, nada. We only have till the 3rd of December to raise the money, this is why I am so desperate to raise the money.  So I can bring my mother home, so she can be with family. I miss her, and want her with me.

I plan on placing her ashes with her Grandmother, Mother, Sister, and my cousins at our family plot in Montgomery, Alabama and keeping a portion of them with me so she’s always with me.

If you can help I would be grateful, also spreading the word is helpful too. I want nothing more than to bring her home. This would be all I want for Christmas.

We have a fundraiser going to Help Bring Mom Home this one will allow you to use more than just paypal

My husband Anthony Miller has been promoting a fundraising link on FaceBook and Google+ as well that he set up before this one that most people have been donating too. Here are those post links.

Facebook link  and Google+ link


Business Cards

I finally recieved in my business cards I am so tickled, the look awesome. I had to finally get them updated from the old ones because of the address and phone number were wrong. In the picture I have the phone number grayed out. I hope that they will serve me well.

businesscardphone covered

Missing Posts

If you see posts or have noticed that posts are missing that is because I have had them moved over to my new personal blog that you can find the link at the bottom of the page. I will be starting to fill this site up with information that is more worthy of a writer instead of what it contained. So stay tuned here, and jump over to the blog every now and then as well, and if your a gamer hit the Tales from Distant Realms as well.

One Fateful Night by Wendi Finn is a Great Read!

Kate was a former Olympic gymnastics hopeful until tragedy struck her family, she has now moved to Alabama to repair her life. Moving to Alabama she is hoping that she can escape the torture of the tragedy and concentrate on her gymnastics again, and maybe claim a spot on the Olympic Gymnastics Team.  She finds the transition easier than she expected, and makes friends easily.

She feels that she is being watched during her workout sessions in the school gym that she is working out in, by who she doesn’t know. Troy Trindle the school’s football team captain tries to stay out of her way, but how long can he keep this up? It is too hard to predict just when she is going to come in to practice. It isn’t his fault that he has to sleep in the gym, what will Kate do if she finds out?

One fateful Night by Wendi Finn is an amazing tale of tragedy and romance. I found Kate’s journey from her home town and heartbreak to Alabama and a better life refreshing. It is something that we all want to do when confronted with a tragedy such as this. Kate’s sympathy for Troy, a person she doesn’t know, shows that she can’t stand to see someone hurting or have less than her.

The characters are very well written, and pull you into the book with them, making feel like you are in the room or on the bleachers at the game with them.  The plot was well thought out and flowed very well. I found myself tearing up in certain spots when Kate was very sad, I was sad. Being from Alabama myself I was able to relate to some of the places in the book that the author mentioned, and they made me think of home. I loved reading this book and will be happy to read any other books that Wendi Finn writes.  I will be suggesting it to my friends and readers. I look forward to many more books in this series.

Thanks Babe!

It is always good to have someone in your life that can tell when you aren’t you can’t take care of yourself. That has happened to me more than once in my life. I thank my husband for being there when that has happened.

Last night was one of those, I went to take a shower and felt a bit unsteady (faint and really hot) so he offered to take one with me (no this isn’t one of those showers) to make sure I didn’t pass out in the shower and hit my head and make it worse.

During the shower he notice that I started having face tremors and wasn’t responding to questions completely. It was then that he knew that I was fixing to have a seizure. He helped me finish my shower.Now understand part of this I have on authority from him, and part of this is my memory before it my brain completely checked out on me. I was able to step out of the shower and dry my hair partially, he helped me get dressed and told me to get my night meds into me I had problems doing this cause I kept stopping because I didn’t know what I was suppose to be doing.  He got them into me and my “standby pill” that helps me when we think I am going to have a seizure and keeps me from having a “big one”.

I have had 2 of those recently and those have not been fun.  I am so glad that he was there to take care of me. I wish everyone had someone like him to take care of them.

I love you Tony! Thanks for taking care of me when I needed you!